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Term Life Insurance — Affordable Protection for the People You Love
Term life insurance is one of the simplest and most affordable ways to protect your family. You choose a coverage amount and a term — typically 10, 20, or 30 years — and if you pass away during that term, your beneficiaries receive the death benefit. It's straightforward protection at a price most families can fit into their budget.
Step 1: Choose Your Coverage
Choose your coverage amount and term length.
Step 2: Answer a Few Questions
Answer a few health questions — many applicants get a decision quickly with no medical exam.
Step 3: Lock In Your Rate
Lock in your rate — your premium stays the same for the entire term.
Why Families Choose Term Life
• Final expenses — spare your loved ones unexpected costs
• Peace of mind — know the people you love are protected
Income Replacement
Keep your household financially stable if your income disappears.
Mortgage and Debt Protection
So your family can stay in their home.
Children's Future
Help cover education and everyday expenses.
Policy Benefits
Customized term length: 10, 15, 20, 25, 30, 35*, and 40*-year terms available.
Benefit amounts: $5,000 to $2 million in coverage.
Policy issue ages: 20–69.
No Medical Exams
Just a few health and lifestyle questions.
Fast, Broad Approval
Prime to elevated risk coverage, with over 90% instant approval.
Living Benefits
Living benefits available.
Why Term Life?
Compared to permanent life insurance, term life gives you the most coverage for the lowest cost — ideal for the years when your family depends on your income most.
Most Coverage
The highest death benefit for your premium dollar.
Lowest Cost
Less expensive than permanent life insurance.
Peak Years
Protection when your family depends on your income most.
An Instant Life Insurance Product for Everyone
Term, IUL, or Final Expense — options to meet a wide range of needs:
Instant Decisions
Instant decisions for 90% of applicants.
Ages 20–85
Ages 20–85 covered, with policies up to $2 million.
Trusted Carriers
Highly-rated carriers you know and trust.
More Ways to Protect Your Family
We also offer these additional options — ask us which one fits your needs:
Final Expense Whole Life
Simplified coverage with fast approval, even with health issues.
Index Universal Life (IUL)
Lifelong protection with cash value potential and tax advantages.
Estate Planning Tools
Online wills and trusts included at no additional cost.
Life Insurance + FREE Will & Estate Planning Tools
Help provide your loved ones with a financial safety net if you pass away. Ensure your assets are passed on properly while protecting your family from debts.
Financial Safety Net
Help provide your loved ones with a financial safety net if you pass away.
Assets Passed On
Ensure your assets are passed on properly.
Debt Protection
Protect your family from debts.
Questions?
Contact Kelley Jenison — kjenison@jentacsolutions.com | (816) 654-2337
Quality First
We deliver exceptional results in everything we do, ensuring your satisfaction at every step.
Expert Care
Our experienced team brings skill and passion to every project, no matter the size.
Real Results
Proven outcomes that speak for themselves and make a meaningful difference for your business.